📄 TERMS & CONDITIONS

HR Armor Mobile Application

Effective Date: February 18, 2026

1. Acceptance of Terms

By accessing or using the HR Armor mobile application (“App”), you agree to be bound by these Terms and Conditions (“Terms”).

If you do not agree, you must discontinue use immediately.

2. Eligibility

The App is intended for use by individual employees who are at least 18 years of age.

By using the App, you represent and warrant that:

You are legally capable of entering into a binding agreement.

Your use does not violate applicable law.

You are not located in, or subject to, any U.S. sanctions or embargoes.

3. Relationship to Subscription Services

The App may be free to download.

Certain features, analytics, or AI functionality may require a paid subscription governed by separate subscription terms.

In the event of conflict regarding billing matters, the subscription agreement controls.

4. Informational & AI-Generated Content Disclaimer

The App provides AI-generated analytical and informational outputs.

You acknowledge and agree:

AI outputs are probabilistic and may contain inaccuracies.

Outputs do not constitute legal, compliance, HR, or employment advice.

Outputs must be independently reviewed before reliance.

HR Armor does not guarantee completeness, accuracy, or regulatory sufficiency.

You assume full responsibility for decisions made using AI-generated content.

HR Armor disclaims liability for employment or organizational decisions made based on AI outputs.

5. No Professional or Fiduciary Relationship

Use of the App does not create:

An attorney-client relationship

An HR advisory relationship

An employment relationship

An agency or fiduciary relationship with any employer

Users access the App in their individual capacity.

6. User-Generated Content

You may upload content (“User Content”).

You represent and warrant that:

You have the legal right to upload such content.

The content does not contain classified, export-controlled, or restricted materials.

The content does not violate confidentiality obligations.

The content does not infringe intellectual property rights.

You grant HR Armor a limited, non-exclusive license to process User Content solely to provide and improve the App.

HR Armor has no obligation to monitor User Content but may remove content at its sole discretion.

You remain solely responsible for uploaded materials.

7. Intellectual Property

All software, AI systems, algorithms, branding, and proprietary materials are the exclusive property of HR Armor.

You may not:

Reverse engineer or decompile the App

Attempt to extract model weights or training data

Use outputs to train competing systems

Copy or distribute proprietary materials

All rights not expressly granted are reserved.

8. Third-Party Infrastructure & Services

The App relies on third-party service providers including:

Cloud hosting providers (e.g., Google Cloud)

Analytics services

Push notification providers

Crash diagnostics providers

These providers process limited information solely to operate and maintain the App.

HR Armor is not responsible for independent acts or omissions of third-party providers beyond its reasonable control.

9. Export Control & Sanctions

The App is subject to U.S. export laws including the Export Administration Regulations (EAR) and OFAC regulations.

You represent that:

You are not on any denied or restricted party list.

You will not use the App in violation of export laws.

10. Government Users

If accessed by any U.S. federal, state, or local government entity or employee, the App is provided solely as commercial computer software under applicable procurement regulations.

No governmental entity is granted rights beyond those provided to all users.

No unlimited rights, source code access, model access, or public records rights are granted.

All proprietary rights remain with HR Armor.

11. Disclaimer of Warranties

THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE.”

HR ARMOR DISCLAIMS ALL WARRANTIES, INCLUDING:

MERCHANTABILITY

FITNESS FOR A PARTICULAR PURPOSE

NON-INFRINGEMENT

ACCURACY OF AI OUTPUTS

UNINTERRUPTED AVAILABILITY

No system can guarantee absolute cybersecurity.

Users acknowledge inherent risks of internet-based services.

12. Limitation of Liability

To the fullest extent permitted by law, HR Armor shall not be liable for:

Indirect, incidental, special, consequential, or punitive damages

Loss of profits

Loss of employment opportunities

Loss of data

Decisions made based on AI outputs

Security incidents beyond reasonable control

Total aggregate liability shall not exceed the greater of:

$100 USD

OR

The total amount paid by you in the preceding 12 months.

13. Indemnification

You agree to indemnify, defend, and hold harmless HR Armor from third-party claims arising from:

Your misuse of the App

Your User Content

Violation of law

Violation of these Terms

Employment decisions made using AI outputs

14. Arbitration & Class Action Waiver

All disputes shall be resolved through binding arbitration administered by the American Arbitration Association.

Governing Law: Maryland

Venue: Maryland

Individual basis only

No class actions

No jury trials

You may opt out of arbitration within 30 days of first use by written notice.

15. Mass Arbitration Provision

If 25 or more similar claims are filed:

Claims shall be batched in groups of 10

Bellwether proceedings may apply

Fees allocated per AAA rules

16. Force Majeure

HR Armor shall not be liable for delays or failures caused by events beyond reasonable control including cyberattacks, infrastructure failures, regulatory actions, sanctions changes, or natural disasters.

17. Survival

Sections relating to:

AI disclaimers

Limitation of liability

Indemnification

Arbitration

Intellectual property

Export controls

survive termination.

18. Entire Agreement

These Terms constitute the entire agreement regarding the App.